Sanjay Saha has an engineering degree from IIT - ISM, a premier institution in Asia, along with a Diploma in Financial Management from a ranked B School in India. Sanjay has worked briefly with Coal India Limited, the largest coal producer in the world, before moving on to SIDBI which is one of India’s premier state owned Development Financial Institutions.
His career track spans working for the AXIS Bank, a leading private sector bank in India; Bank Dhofar, Muscat; United Finance Company (NBFI), Muscat and the Qatar National Bank, the largest bank in Gulf Co-operation Council states (GCC). Sanjay has been recently appointed (April 2019) as an International Expert for UNIDO [United Nations Industrial Development Organization (UNIDO), the specialized agency of the United Nations that promotes industrial development for poverty reduction, inclusive globalization and environmental sustainability] and is presently handling a feasibility study in Tanzania for setting up a private sector guarantee fund, which is underway.
Aniruddha Bagchi has a Masters degree in Economics from Calcutta University and comes with more than two decades of cross functional experience in the field of Development Banking and Impact Financing.
He has been a policy expert as also a practitioner and has worked across various geographies in multiple organizations. His professional track of almost 25 years spans across institutions like SIDBI, the apex state owned DFI for MSMEs in India; United Nations Industrial Development Organization (UNIDO), the specialized agency of the United Nations that promotes industrial development for poverty reduction, inclusive globalization and environmental sustainability; National Credit Guarantee Trustee Company Ltd- NCGTC a Govt. of India (Ministry of Finance) organization and Ananda Bazar Publication, a reputed national level media house in India. Apart from various diverse engagements covering client space across corporate/Micro, Small & Medium Sector/ Lenders and Government sectors, he is credited with being a key founder member for setting up NCGTC, a sovereign credit guarantee organization, as part of a national level financial inclusion programme.
Neetu Saini, has a Master’s Degree in Economics from Delhi School of Economics (a premier institute in Asia) and has been an Alumnus of IIT (Bombay), Executive Management Program (HR & Marketing).
Neetu comes with a rich experience of more than 15 years of cross functional expertise in the field of Development Banking, Product Innovation and Project Management with deep sector knowledge of SMEs.
During the large part of her stint in Small Industries Development Bank of India (SIDBI), a premier MSME Development Financial Institution in India, she was engaged in a wide spectrum of activities including credit advisory, project appraisal and credit delivery across various geographies. She was also instrumental in framing various programs and policies for the Institution resulting in many innovative products for the sector.
She was one of the Project Leads from SIDBI which delivered the Trade Receivables Engine for E-discounting, the first ever On-line Factoring Platform for MSMEs in India.
She has been a Consultant with the National Credit Guarantee Trustee Company Ltd- NCGTC, a Govt. of India (Ministry of Finance) organization where she played a key role in designing products and processes including setting up the entire back-end operations for Guarantee Fee and Claims Settlements for Banks and NBFCs
Tushar has a Master’s degree in Economics from Calcutta University. He is a seasoned development specialist with 25 years of cross functional experience, spanning strategy and management consulting in the areas of social impact and development projects. He has been an impact services practitioner, working across a wide spectrum of delivery verticals including programme design, diagnostics, project management and impact assessment.
He is highly skilled in innovative practices and partnership approaches and this has helped him to establish a strong functional grassroots level network in Eastern India that covers the states of West Bengal, Orissa, Jharkhand and additionally the North East. His core domain expertise includes, Regional Planning, Action plan, Socio-economic planning, Rehabilitation plan, Livelihood development plan and Appraisal & Evaluation study.
His advisory space includes clients from various line departments in the State Governments, Municipalities, Urban Local Bodies, and district level bodies, NGOs, Central Government, Corporate houses, Public Sector Undertakings and NBFCs. His recent assignments include livelihood development of affected people of HINDALCO mine area in Jharkhand; preparation of GIS maps and Slum Improvement Programme at the municipality level and Urban Plan for Infrastructure and Housing for urban Poor.
Juhee has an engineering degree from one of the reputed Institutes of India and a business management course from a ranked Business School in India.Apart from a brief stint with Tech Mahindra Limited, a leading information & technology firm in India, for about a year, Juhee comes with about 10 years of well demonstrated credit and risk management experience in the corporate and development banking sector.
She initially joined Small Industries Development Bank of India (SIDBI), which is one of India’s premier state-owned Development Financial Institutions, before moving on to ICICI Bank, the largest private bank in India. Over the years she delivered services covering client space across corporate/Micro, Small & Medium Sector/ Lenders and Government sectors across geographies within India.
Her stint of about 4 years with SIDBI (the Apex development finance institution in India for MSMEs and an extended arm of the Government for managing credit guarantee programmes in the country since last two decades) has given an opportunity to closely interact with MSME clients and honed her skills in SME domain and understanding of the business dynamics of the SME sector in India besides experiencing handling guarantee products of CGTMSE as a user.
Juhee brings on board key strengths in carrying out feasibility studies, financial projections and modeling and project appraisal and credit delivery. She has well demonstrated skill sets in the MSME domain as also mid and large corporates.